How do you take money to Spain?

victorludorum

RaymondLin said:

OR alternatively, you can do this.

https://www.revolut.com

Download the app, you can get a physical card, think of it as like a cash top up card.  You can transfer money into this card like you do paying someone on BACS, then you use this card to pay, it has free money exchanges i many countries and free global money withdrawal so if you move money into this, then withdrawal with this card then you get no fees.

This.

rawk100

Thanks for the advice, I don't go for a couple of weeks so im going to look into a Clarity card and also a travel money card.

rawk100

The clarity card looks good. It does say that interest is charged on cash withdrawals from the day it's taken out. Does that mean that even if you fully pay off your balance at the end of the month you will still incur charges on cash withdrawals?

crunchman

spark240 said:

Don’t bother....small amount for day one....then always pay in euros on a Card, or cash out local ATM.

My credit card charges 2.5% for non-sterling transactions.  If the OP's card is like that, then he's probably better off taking cash out with him.

If there is time, it's worth getting a card like the Halifax one.

EricTheWeary

rawk100 said:

The clarity card looks good. It does say that interest is charged on cash withdrawals from the day it's taken out. Does that mean that even if you fully pay off your balance at the end of the month you will still incur charges on cash withdrawals?

 ( Clarity holder here...) you pay interest until the balance is paid off. People who do this a lot use online banking and will pay off the balance ASAP but for the rest of us there will be interest charges, how much just depends on where the cash withdrawal falls within the month.*
 Overall interest charges on Clarity are high so it's a card you should only really have if you pay it off in full at the end of the month. However, aside from the interest on cash there are no charges and it offers consistently the best exchange rate. If you do most of your spending abroad on a card it's the best card. The Santander Zero was similar but they stopped offering that card to new people.      



* so if you pay off the card on the 25th each month and took out cash on the 20th you'd pay interest for five days. Last year we had to take out cash in the Netherlands as so many place there don't accept credit cards ( and we didn't have a suitable debit card), I can't remember the detail but we did have to pay some interest but it certainly wasn't huge.

Markeebee

I normally take a large wad of rolled up notes in a condom up my jacksy. 

joeyowen

RaymondLin said:

OR alternatively, you can do this.

https://www.revolut.com

Download the app, you can get a physical card, think of it as like a cash top up card.  You can transfer money into this card like you do paying someone on BACS, then you use this card to pay, it has free money exchanges i many countries and free global money withdrawal so if you move money into this, then withdrawal with this card then you get no fees.

Yep, I just used this for a week in Malaysia, it worked perfectly 

Freebird

Enormous suitcase filled to the brim with £50 notes.

57Deluxe

load up your Paypal and then then when you get there pay someone local!

munckee

Markeebee said:

I normally take a large wad of rolled up notes in a condom up my jacksy. 

Yeah me too, nothing wrong with taking the money in cash in a wallet I just like the feeling of danger.

Kebabkid

Mainly on the plane.

Those loaded Thomas Cook cards and using the local ATMs have worked for us.

EricTheWeary

Kebabkid said:

Mainly on the plane.

Those loaded Thomas Cook cards and using the local ATMs have worked for us.

I thought it was rain rather than money? 

rawk100

munckee said:8

Markeebee said:

I normally take a large wad of rolled up notes in a condom up my jacksy. 

Yeah me too, nothing wrong with taking the money in cash in a wallet I just like the feeling of danger.

I've already got loads of smack and coke hidden up my ringpiece along with some Heinz salad cream and bisto gravy granules, theres no room left for owt else....