PL Insurance

ToonToon Frets: 56
Looking for advice on public liability insurance for the 4 piece band I'm in.
Who to use?
Level of cover?
Premium costs?
Benefits etc....

Had a look onlinbe and it's a minefield. They all want my details to provide a quote and that means a lifetime of mailshots and phone calls etc.....
TIA

I am not young enough to know everything

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