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I passed at around 35yo, took me ages and an expired theory test to get there. passed on the 3rd attempt the day before my theory expired again!. Relief does not come close to describing how it felt. If I hadn't passed it I think I would have given up.
A month later I bought my own car, a Yaris SR 1.8. Cost me £6.5k. People thought i was mad to spend that much on a first car because 1) I will crash it. 2) cars depreciate.
Well, I had a minor bump at 2mph so I guess No. 1 came true but I keep the car for 5 and a half years and got £2100 back when i traded it in so it's not bad in terms of depreciation.
I passed easily, having a biker's survival instincts and observation techniques, but felt like I'd only been taught to pass my test, not to be a competent driver. I cured that by driving to Barcelona and back the following week.
Not having personal transport in mid-Wales is impossible, almost everyone does their test in their teens. Also, you're not really regarded as a musician at all around here if you can't drive, owning a licence is as critical as owning an instrument. Stevie Wonder wouldn't get a job in any of our local cover bands, we'd tell him to eff off in the first phone call!
Good luck, you'll be fine.
That's what all the best drivers do! Who's with me?
On a more serious note, your primary concern for a first car is cheap insurance - get some quotes first.
I actually bought my first car before I took my test (in my 20s's) - one of the reasons being was that there was a free insurance offer on it which also covered provisional license holders! So I bought a brand new 140BHP Nissan Almera GTI and was able to extend the insurance offer (which was part of the servicing offer) from 1 year to 3 years for £300! It was a nice incentive to pass first time
Moped licence at 16 on new FS1e
Full motorbike licence 5 days after 17th B'day on new Yamaha RD200
Full licence with own car (1 year old Honda Civic) at 18
I was blessed! (But I worked bloody hard weekends and holidays to buy those items whilst mainly still at school!)
http://i66.tinypic.com/2rmp505.jpg
Yes, I do hate diesels on principle but there are good reasons for that too .
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Just because I don't care, doesn't mean I don't understand." - Homer Simpson
https://image.jimcdn.com/app/cms/image/transf/dimension=379x1024:format=jpg/path/s3250de9d522cedff/image/ic6b9d1d720a792a2/version/1421147374/image.jpg
The only thing that I can think of which might've affected it is that my wife's had a couple of accidents in her car since then; neither were her fault, but one of which was judged by the insurance companies as mutually at fault (even though the guy ran a stop sign at a junction and drove into the side of her car and she had him on video as accepting it was his fault). Could that affect it?
I can't believe that just being 18 months older puts an extra 50% on my insurance quotes.
Might be be something to do with the missus, they're not beyond fiddling premiums for the most bizarre reasons. Have you tried with and without her as named driver? Are you named on her policy?
It's infuriating when insurance companies screw you over for things that weren't your fault - I've had one too, where a guy drove into the side of my car when he was parking, despite my car being stationary with the handbrake on and I had a witness to that effect.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Just because I don't care, doesn't mean I don't understand." - Homer Simpson
Think of cars that own by people who are more "boring". When choosing where to park, weirdly parking on the drive often gives a lower the premium than a garage because people often ding their car pulling in and out of a garage.
Sometimes Fully Comp costs less than 3rd Party Fire and Theft.
Also as a job....if you are a company director, it goes down, want to make it legitimate? just buy one off the shelf from Company House for £40 and put your name on it lol Technically you are a company director then!
p.s. insurance have gone up in the last year or so, new legislation came in stopping insurance company selling data to marketing company so a source of their revenue has gone. I have seen quite a few people's premium went up with no change in circumstances.
That's still £200 more than it was 18 months ago, but...kinda proves the point that it's the address link that's the problem.