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You don't need insurance if you've got fans. Fans who need their heads examining.
And my funny ship
……although I think he has removed the woven-in Trustafarian dreads
It's an awful thing to happen but a fund page is taking the piss
I don't know of his money situation but to travel around like this without even a basic insurance policy is ridiculous to then hold your hand out asking fans to potentially pick up the bill is a bit of a dick thing to do
I'm copy pasting the statement because I know a lot of people aren't going to click the link before they comment.
"We are extremely sad to say that Dave and our tour manager Max had their bags stolen from our band van today at around 12:30am outside the SO36 venue in Kreuzberg, Berlin.
If anyone has any information or saw anything after the gig that could help we'd really appreciate it.
The thief made off with laptops, cameras, wallets, drones, various other personal possessions and all of the touring party's passports.
Ultimately, all of the things that both Dave and Max need to function and do their jobs have been stolen.
Anything you could do to help us replace their equipment would be amazing.
Thank you - Dorje"
Not bashing Dave or any of the Dorje lads here, but...I'm of the opinion that travelling with £20k (according to the Facebook post) of uninsured tech gear to save money and then asking your fans to cough up to cover for your mistake isn't cricket. And if it was insured, it's plain taking the piss.
EDIT: And what happened to the standard band rule of "If there's gear in the van, somebody stays with it at all times"?
I just cannot believe that a touring band would not be insured for this.. it's insane. Sadly bands have stuff nicked on a regular basis, and there follow be on the lookout for the following gear etc. I mean, I only play small gigs and all my stuff is insured. There is no way I could afford to buy it all if it was lost, damaged or nicked and no fund me campaign would come to my rescue.
It absolutely should have been insured.
Insuring stuff isn't even expensive - I insured my camera kit, as new-for-old against theft or breakage, and it was about £100 iirc for £4k of gear (I didn't spent that much, some was second hand and now unavailable so they insured it as the latest version) for a year. That also included public liability, and covered all of the UK - including EU only added a small amount on top, but I'll only add that if I got out of the country.
I'd guess that insuring £20k of stuff for a year would cost under £1000.
Which is cheap. Just not as cheap as asking your fans to bail you out...
It's all very well criticising others for lack of insurance, but what does it actually cost?
I know for bicycles, if you need standalone insurance, you're looking at 10% of the bikes value, and a list of exclusions that mean the insurance company has got lots of get out clauses, so unless you're extremely diligent, it's not worth it.
Because people think vans are secure. At work we can get in any van within 15 minutes, and that's with minimal damage. With damage it would be under a minute with the right tools.
One thing I do like about my work, is we've got to do an annual security awareness course, which some people think is pointless, however it highlights things lots of people probably would never think about.
Things like, if you don't put your laptop bag in the boot of the vehicle when leaving, don't put it in the boot when you're parking up somewhere, as somebody could see you and then know there is a laptop and where it is. It's far safer to just leave it in the footwell/seat, and through a jacket over it, as then anybody looking in won't be sure what it is.
They cover everything (electronic gear like laptops included), and insuring £15k of gear is about £15-20 a month. For professional musicians - which is everybody in Dorje - that's a total no-brainer.
Bingo. Rob probably got a lot of that stuff using money he earnt from his fans. Then he hasn't insured it, and wants their money again. Doesn't sit right with me at all. That being said, I hope it turns up for them
£17.5k is beyond a joke sorry, get back in the real world
It looks like you need to call them to get a quote for a band.
"Please call us on 0330 100 9903 if you are representing a group, band or orchestra, your instrument is valued at more than £10,000, or the total value of your instrument or equipment is greater than £25,000."
I still agree they should have been insured regardless, but I'd be surprised if £20/month covered everything necessary for an internationally touring act
Most people on here don't realise that when they are driving home from a gig they aren't insured on their cars unless they have business cover.