Insurance for guitar parts sold via Ebay

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Sold a guitar body on Ebay, sub 500. Previously, I'd just post Royal Mail and pay Secursus a few quid.

Now they seemed to have banned private sale insurance – boo. Overland's insurance is pricier but, in theory, I wouldn't mind. However, together with above-average postage costs, it's a bit too much.

Anyone knows of any alternatives? Maybe pay RM for special delivery? That would cover the amount but worried they'd class "guitar body" as a music instrument and auto-deny it.
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