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Remember, it's easier to criticise than create!
I'm not even going to edit the original post
He was always sh!t at saving.
http://www.thefretboard.co.uk/discussion/57632/
It's also not the banks money. It is their depositors. This is the nature of a current account contract.
Football players are easy targets for spivs and bucketshops. The ones that get decent advice do very well, but many get done over by leeches.
he must have had some serious bad deals to be cleared out.
It seem relatively common for high earners to get broke - probaly very easy to get sucked into over reaching yourself.