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Hello... I don't usually post this sort of thing but I feel in a panic and right now literally have no one else to ask.
I was just involved in a car accident where someone has driven in to me... She pulled over at first and was blaming me (it really was her fault) then I went to my car to get some paper to write details down and I turned around to see she had driven off?? (fucking bitch (sorry im really upset right now)....
So I now don't know what I should do.. I know it will be another case of if theres no evidence or witnesses that it will just be 50/50 cos she drove in to the side of me (if someone drives in to the back of you theres no argument)...
So what do I do??? Just leave it??? just telling the insurance company will mean they will want to write my car off as its 15 years old now. but I don't want to be accused of anything if it is her plan to blame me and say I drove off or something...
Its so shit.. But my main issue is the insurance companies.. The last accident I had years ago they did nothing and it only cost me money and I cant seem them doing anything else in this situation, but I cant afford to have my car written off I need it. ARRRGGG whats the sodding point of insurance its such a fucking rip off...
Sorry for the rant.. Any advice will be appreciated.
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Yep...
http://www.rabswoodguitars.co.uk/
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Offence to drive away from the scene of an accident without exchanging details.
You probably wont want to hear this but here goes.
Same thing happened to me in a works van, guy drove into me and drove off (no insurance is my guess) got his car make etc and work reported it to the police. You can guess what happened. Nothing
How much damage is there?
Yeah I called the police line and they said I have to go to my local station.. And no I chased after her when I saw her driving off so I could get her reg number.
I think im gonna go and report it. But is there any real point. I just spoke to them again and they said its only needed for insurance.. I don't think they care about her driving off.. And there will need to be proof.. All she has to do is say no it wasn't me its a mistake and what else they gonna do??
Im so sick of this.. Its the second time its happened over the last few months. My poor car... And I haven't had any accidents in like a decade. I know it wasn't my fault..
Im so pissed off...
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
http://www.askmid.com/
https://www.gov.uk/check-vehicle-tax
If its not you can report it here
https://forms.dft.gov.uk/report-an-untaxed-vehicle/
Hardly justice but I dont mind vengeance as a substitute
Was there any damage to her car that could link your report to her vehicle (if she is located and denies It?).
Hope you get it sorted.
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
Again.. this is why im wondering if theres any point at all in reporting it.. Im certainly not getting the insurance involved but even though I doubt anything will happen I think it best to report it to the police. They may investigate , the woman I spoke too said it will be passed to the traffic police.
Its so shit isn't it. Insurance is nothing but a rip off. Not that that's news to anyone.. But fuck its upsetting when this sort of thing happens.
And actually I had an old lady drive in to me in a car park too not so long ago, and someone a month or so before that who tried to over take me, failed and then drove in to the side of my car so he didn't hit on coming traffic.. He also drove off...
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
Although its not right to not exchange details at the scene, the only law is that if details for whatever reason arent exchanged, then you MUST notify the police within 24 hours.
As long as you do that its all legal.
Is there any point I hear you ask?
Yep! Heres why.
If she then fucks off to her insurance with your reg, or goes to the police, and they discover you failed to follow the law by notifying the police because no insurance details were exchanged, its then you in the shit too, regardless of whos fault it actually was.
As far as I’ve read, any witness is also required to stop. Which they never do around here no matter how serious the accident. But who knows if someone did actually clock your reg or notifies the police without ever having spoken to you.. police will then check to see if you correctly notified them.
All you’ll get is a report back from the police saying they have looked into it and cannot take any further action.
But atleast you’ve covered yourself against the at fault party.
The first one I did was in person at a station. The second one I did was online, on the metropolitan police website. But obviously it will be whatever force your area is covered by.
Yeah this is what I thought too, but the way she drove off I doubt she will be doing that... I don't think she took my reg down unless she memorised it.. I will do it online a bit later when I have calmed down. Cheers for the advice fellers, im calming down a little now its helping me confirm what my own brain is too panicy too at the moment.
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
Yeah theres a problem with that though..
The last time this happened and I did inform the insurance company they told me that even if I don't make a claim my insurance WILL go up just for being involved in an accident regardless of whos fault it is... So why should I bother telling them anything when all they will do is use it as an excuse to charge me more money even if im the one whos been wronged. if I report it to the police at least im then legally covered and they wont charge me for the privilege (I don't think).
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
http://www.rabswoodguitars.co.uk/
https://www.facebook.com/RabsWoodGuitars/
My Youtube page
I went via insurance, and she said it was my fault (she drove across solid white lines through a "hatched lines" area to bail out of a queue on the roundabout she had already exited, so as to rejoin the roundabout which I was going round).
I complained to the police, they did not prosecute her, but she immediately admitted liability to the insurance company
So I'd say report it