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I’m so bored I might as well be listening to Pink Floyd
https://www.nsandi.com/products/premium-bonds
(1 in 21,000 for every £1 you've got in PBs).
This then shows you the odds of your payout being of each possible value;
https://www.nsandi.com/get-to-know-us/monthly-prize-allocation
(1 in 73 of being £500 or above).
Overall, the current rate of return, pa, is aimed at 4.40% (but that's tax free, so isn't too bad, particularly if you're paying higher rate tax).
We'll regularly get close to £500 in a month, but as an aggregation of smaller prizes rather than any single large value amount. That said, we've got slightly more than £1 in Premium Bonds!
https://youtu.be/ixtjDEl-LOs?si=vt_f4uNMr5Yefj0q
i only have 1 entry lol
Its somewhere to put spare cash, with easy/instant access, and is protected - like a bank account.
The difference to a bank account is that you might win big (or nothing).
You can get a better return on a high interest cash savings account and if you want to gamble the odds of wining in the horses is far better.
Why don't you invest your money in stocks and shares?