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Aftermarket ones are generally pretty rubbish though.
Given you're obviously looking at something with an ecoboost engine, I think I'd personally take the warranty, as ultimately you're looking at a few hundred against several thousand for an engine.
Even with the modified coolant pipes, there are still a lot of them cooking themselves, and I know Ford are replacing quite a few outwith warranty on goodwill, but generally not without a lot of arguing, and only on lower mileage vehicles.
There is a massive difference between a manufacturers extended warranty, which is pretty much what it says, an extension of the original comprehensive warranty and a third party "warranty" which is an insurance policy against major breakdown which excludes 99% of the reasons your car will normally breakdown.
I’ve had main dealer warranties extended on Honda and Subaru and got my money’s worth too. The Honda one even had the option of wear and tear cover for a modest sum that covered brake linings and suchlike too, which I’ve never seen anything like elsewhere.
For example, if you live in London and bought a car from a trader in Manchester, it would be a long way to take the car back to get any repairs done.
The warranty guarantor company may have to agree to get any parts replaced by a local garage of your choice if that garage is not a franchised main dealer.
You may have to pick up the labour cost, which I think you will have to do anyway as only parts are under warranty.
With an extended warranty, if it was free then everyone would have it. As it isn't free, the value only has to exceed price to make it worthwhile to an individual.
Yes, I'm a car salesman...
FWIW, if I was spending my own money I'd go new wherever possible. I see a car in a similar way to a phone, or a sky subscription or something. Pay every month, upgrade every 2-3 years. Always in warranty, no need for MOTs, servicing usually included in the deal, the latest toys etc. I do like cars though, and I get that this doesn't work for everyone.
That's why I sell used cars too...
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electric proddy probe machine
My trading feedback thread
electric proddy probe machine
My trading feedback thread
Every thread decends the same way.
Maybe you should post what you do for a living so we can just tar you with the same brush as your colleagues.
A warranty isn't an insurance product as it doesnt have ipt.
Of course it has a lot of exclusions as does your manufacturers warranty but they are there to stop any confusion and help you know what's covered.
Kia 7 year warranty cuts what is covered on a yearly basis, not got full kia service history good luck, was it serviced independently can you prove it was done with genuine Kia parts and to the correct standard because if not you'e getting your claim rejected.
Of course it costs us less than we sell it for that's generally how a business works.
New cars are cheaper than used if you change regularly and want the cheapest payment.
Most manufacturers will help towards out of warranty costs if you have full main dealer history, if we have never seen the car since it was collected bar warranty work we wont.
Cars are now so reliable that most people never even have to think about maintaining them, and they break down much less often despite higher average mileages.
It is true that they're more expensive to repair if they do go wrong though, partly because they're more complex and partly because many things are fitted as essentially sealed sub-assemblies which need to be changed.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
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My trading feedback thread
Cant agree that a new car is cheaper than used if changed regularly. Even paying £200 a month (excluding the first payment and the final payment).
TBH ive always thought it strange when people say manufacturers will help towards out of warranty costs... of course they bloody well should. Barring self inflicted damage, they should be liable for making their product properly, maybe for at least 6 years. ok wear and tear and accidental damage, but if the engine or gear box fails in that time, thats a manufacturing fault no ifs or buts, just bloody fix it.
New car is not cheaper than used. If I buy a 3 year old car that's big enough for my family, and get a bank loan to do it, and then trade it in 4 or 5 years later I might be paying £6k over 5 years. That's about £100 per month. Show me a new family sized car (ideally with 7 seats) that I can get for £100 per month.
I can also get cheaper servicing at an independent garage.
Even if I do have to spend a bit of money on the car I'm still going to be several thousand better off by the end of the process.
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My trading feedback thread