More ebay payment questions

darius

What non-cash method of payment do you use for a large value cash on collection guitar (or anything)?
Alternatives to taking a wodge of actual cash to an eba yitem you are going to travel to see' check out and pick up?
And is there a way of putting a BuyItNow ebay guitar(item) into a status of Going To Be Picked Up In A Few Days, and prevent others clicking BIN?

Whitecat

Direct bank transfer works fine, in advance or on the day. The buyer does have to go through the BIN process though, but they can do that and not pay via PayPal.

mrkb

What you buying @darius?

mark123

Get the seller to edit price to a very high amount, the listing will still be live but no one will buy it ..If you dont like it  the seller can edit it back down.
Back to you ,do not bank transfer money before you see/play it..it could be a dog/fake/etc and the seller might play funny bugger if you change your mind and he has your money
.If you are worried about carrying money leave it in the car either with someone or in the boot next to the spare tyre..check guitar and out if its great just say you are popping to car for the money ..

skullfunkerry

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Whitecat

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

PhilW1

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

Won’t this lead to a catch 22 situation?- Buyer wants PayPal + but seller doesn’t?
Sorry if I’m missing something and being a bit thick!

Whitecat

PhilW1 said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

Won’t this lead to a catch 22 situation?- Buyer wants PayPal + but seller doesn’t?
Sorry if I’m missing something and being a bit thick!

Some people will allow PayPal + collection basically because they don’t know any better. 

If seller won’t do that (and they shouldn’t) then not much a buyer can do but pay cash or bank xfer. 

skullfunkerry

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

goat

Paypal gift on collection should be fine. No risk to the seller that way but no protection for the buyer so you would need to inspect the item thoroughly first to be 100% sure everything is OK.

darius

If buyer wants paypal then i guess seller has to agree because ebay forces it as the default option. Collecting in person means you can see what youre getting. Just if you both agree cash is best, then was wondering what 'cash' methods are out there. Live bank transfer from mobile banking app has been suggested. Is it always instant? the seller would need to check the funds have arrived before parting with the guitar.

Is there a paypal option that doesnt incur massive fees for both parties?

darius

goat said:

Paypal gift on collection should be fine. No risk to the seller that way but no protection for the buyer so you would need to inspect the item thoroughly first to be 100% sure everything is OK.

Is this free of any fees?

Its only the same non-protection as provided by cash.

Whitecat

skullfunkerry said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

Most people are honest, thankfully. 

But if a scammer wanted to, they can pay PayPal, collect, then report the item as “undelivered” and get a refund because you have no proof you shipped it. The ONLY evidence they accept is a tracking number viewable online by a major courier company. They won’t accept signed invoices/receipts, letters, photos, etc. So you’d be screwed if challenged. 

darius

mrkb said:

What you buying @darius?

Another guitar of course!

Maybe.

darius

Whitecat said:

skullfunkerry said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

Most people are honest, thankfully. 

But if a scammer wanted to, they can pay PayPal, collect, then report the item as “undelivered” and get a refund because you have no proof you shipped it. The ONLY evidence they accept is a tracking number viewable online by a major courier company. They won’t accept signed invoices/receipts, letters, photos, etc. So you’d be screwed if challenged. 

But thats the case for anything that is 'Pick Up Only' . You don't have to post anything you sell.

For big stuff I write a receipt out, 2 copies, Item received/sold as seen/£, named and signed by buyer and seller.

Whitecat

darius said:

Whitecat said:

skullfunkerry said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

Most people are honest, thankfully. 

But if a scammer wanted to, they can pay PayPal, collect, then report the item as “undelivered” and get a refund because you have no proof you shipped it. The ONLY evidence they accept is a tracking number viewable online by a major courier company. They won’t accept signed invoices/receipts, letters, photos, etc. So you’d be screwed if challenged. 

But thats the case for anything that is 'Pick Up Only' . You don't have to post anything you sell.

For big stuff I write a receipt out, 2 copies, Item received/sold as seen/£, named and signed by buyer and seller.

Yeah, but if you take cash or a direct bank transfer then there can be no scam - if someone decides to report to eBay "item not received" you can report "payment not received", right?

Those signed receipts you do are not accepted by PayPal as proof of collection! They might be in court if it got that far, but certainly not by the helper drones PP has. People have tried it. As I said above, they will ONLY take an online-trackable number for a "major" courier (so no 'small operators' either, this prevents people setting up their own "shipping companies" to work scams).

What I do on my listings is insist that people pay cash on collection, and if they insist on paying PayPal then I insist on a courier - no exceptions. That way you're eBay payment-method compliant, but still self-protecting.

mort

goat said:

Paypal gift on collection should be fine. No risk to the seller that way but no protection for the buyer so you would need to inspect the item thoroughly first to be 100% sure everything is OK.

This is not as foolproof as it sounds. If the buyer instigates a PayPal chargeback you will loose your money and guitar. At least with ‘normal’ PayPal payment you can defend against a chargeback. With a gift payment you can’t.

darius

Whitecat said:

darius said:

Whitecat said:

skullfunkerry said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

Most people are honest, thankfully. 

But if a scammer wanted to, they can pay PayPal, collect, then report the item as “undelivered” and get a refund because you have no proof you shipped it. The ONLY evidence they accept is a tracking number viewable online by a major courier company. They won’t accept signed invoices/receipts, letters, photos, etc. So you’d be screwed if challenged. 

But thats the case for anything that is 'Pick Up Only' . You don't have to post anything you sell.

For big stuff I write a receipt out, 2 copies, Item received/sold as seen/£, named and signed by buyer and seller.

Yeah, but if you take cash or a direct bank transfer then there can be no scam - if someone decides to report to eBay "item not received" you can report "payment not received", right?

Those signed receipts you do are not accepted by PayPal as proof of collection! They might be in court if it got that far, but certainly not by the helper drones PP has. People have tried it. As I said above, they will ONLY take an online-trackable number for a "major" courier (so no 'small operators' either, this prevents people setting up their own "shipping companies" to work scams).

What I do on my listings is insist that people pay cash on collection, and if they insist on paying PayPal then I insist on a courier - no exceptions. That way you're eBay payment-method compliant, but still self-protecting.

Are you saying you would courier something that someone rightly wants to see in person before buying?

Bonkers that Ebay and Paypal scammers just seem to get away with it, and actually have a massive impact on the rest of us.

Whitecat

darius said:

Whitecat said:

darius said:

Whitecat said:

skullfunkerry said:

Whitecat said:

skullfunkerry said:

I've done a couple of PayPal transactions with collections, both as buyer and seller - with the PayPal app (or just the mobile site) it only take s a few seconds.

Having said that, if you're trying to avoid PayPal fees then that's no good!

Yeah, if OP is the *buyer* then PayPal + collection is fine; but I would never allow it as a seller as it opens the door to all manner of scams and you’re not protected at all. 

I've had sellers pay by PayPal when collecting in person twice and it's been fine... might have to rethink that in future then!

Most people are honest, thankfully. 

But if a scammer wanted to, they can pay PayPal, collect, then report the item as “undelivered” and get a refund because you have no proof you shipped it. The ONLY evidence they accept is a tracking number viewable online by a major courier company. They won’t accept signed invoices/receipts, letters, photos, etc. So you’d be screwed if challenged. 

But thats the case for anything that is 'Pick Up Only' . You don't have to post anything you sell.

For big stuff I write a receipt out, 2 copies, Item received/sold as seen/£, named and signed by buyer and seller.

Yeah, but if you take cash or a direct bank transfer then there can be no scam - if someone decides to report to eBay "item not received" you can report "payment not received", right?

Those signed receipts you do are not accepted by PayPal as proof of collection! They might be in court if it got that far, but certainly not by the helper drones PP has. People have tried it. As I said above, they will ONLY take an online-trackable number for a "major" courier (so no 'small operators' either, this prevents people setting up their own "shipping companies" to work scams).

What I do on my listings is insist that people pay cash on collection, and if they insist on paying PayPal then I insist on a courier - no exceptions. That way you're eBay payment-method compliant, but still self-protecting.

Are you saying you would courier something that someone rightly wants to see in person before buying?

Bonkers that Ebay and Paypal scammers just seem to get away with it, and actually have a massive impact on the rest of us.

If they refuse to pay cash or bank transfer if they decide to buy it, then yeah. It’s honestly not come up yet as a problem. 

Modellista

^ if someone has bid or BIN on eBay they’ve *already* bought it on the strength of the photos and description. The collection is just a collection, not a chance to kick tyres and have buyers remorse. 

darius

So yeah, pay,ent methids are all there, cash, transfer or full protected paypal. The problem i'm still left with is if you dont want to biy before you see, and youve arranged to go see and buy, anyone anywhere who is happy buying off photos and description can just click BIN and you've lost. Could happen while youve got it. In your hands and ready to buy.