It looks like you're new here. If you want to get involved, click one of these buttons!
Subscribe to our Patreon, and get image uploads with no ads on the site!
Absolutely no damage whatsoever, they reversed into the corner fairing of the tipper tray and pretty much totalled their quarter panel.
Have witnesses, lady that did it is admitting liability. Private estate. I was safely parked up, where I always park up, she had two cars widths of room and just went straight back without using the mirrors.
What is the deal with insurance? What do I do? I don't want to claim or have a million whiplash lawyers call me either. She is insured with Directline. Not so much worried about her, but her insurer trying it on.
My insurance is up for renewal in a few weeks and have to insure another vehicle and don't want any hassles as it's expensive enough as it is. Do I even have to give her my insurance details if it was 100% her fault and I don't want to claim?
Any advice much appreciated.
Seriously, only a scrape of paint on my truck.
Base theme by DesignModo & ported to Powered by Vanilla by Chris Ireland, modified by the "theFB" team.
Comments
Are you fooking kidding me? Oh FFS. I only have about three insurers that will insure me, as it's a grey import tipper. I wasn't even in it or anywhere near the driveway when she reversed straight back into me.
Called my insurer, he says no rise in premium will be due and nothing will be affected...apparently. I've also got a message from Directline offering me a courtesy car and offering to pay for any damage due. Hopefully it is nice and simple as it was all amicable and she admitted full liability.
I do feel bad for her, her whole quarter panel and light cluster is absolutely totalled. There is only a faint smear of paint on the corner of my steel tipper tray, washed off already really.
At least it should be an open-and-shut case, unlike when some old bugger reversed into the side of my car - which was also stationary, although I was in it and the engine was running - and admitted liability initially... then claimed I had driven into him, once he'd spoken to his insurance company. That did affect my no-claims even though there was no claim for damage to my car, I fixed it myself.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
That be a pickaxe, shovel and spade job. I hear a lot of it, hence my concern I guess and I know what insurers are like about admitting liability and the fit ups they try.
Funny, only this morning, on the way to work, I was having this fantasy of the rozzers giving me grief for no reason. Stuck in traffic, in my dream, I out manoeuvred them both, handcuffed them with their own cuffs and forced them towards the big ash tree in the middle of the green I was to mow at Tazer point. Then I lashed some rope around their handcuffs and continued to get on with my daily business of mowing the lawn, as they stood their, helpless, metres away from their radios and lashed to the tree. One of them was a woman PC and was quite fit, so I have her the nod, everytime I passed by with the lawnmower as all the neighbours looked on like I was the loony.
I was just amazed at how her car just disintegrated, whilst my Transit didn't even wobble. If she had hit the front of it, her car would have been fine and my transit would be no more, but luckily she hit the corner of the tray which is 3mm steel square section. She hadn't had the car long apparently and she had red hair. Hence why I feel sorry for her.
True. Her bumper sensors didn't activate as the tipper tray was too high.
At least now I know that of I slam on my brakes I will decapitate everyone on board the car tailgating me and I won't probably even notice, providing it's a modern car doing the tailgating, which is reassuring to know.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
You saying women can't multi-task?
http://rs1img.memecdn.com/dont-be-sexist_o_442488.jpg
How about forgetting all the technology and taking responsibility for your own driving?
The result is he completely totaled his car, engine hanging out the floor etc and we got away with a little dent in the quarter panel and the radiator was leaking. Still managed to drive it back to our office after that.