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No idea how good this is, but everything is crazy expensive for young drivers at the moment.
We got a Kia Picanto (group 2) which we bought from our in-laws after their kids had both passed. It’s on its fifth learner now! Great little reliable and safe car.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
I found it wasn't too expensive while they're learning. The premium goes up like a rocket as soon as they pass though ;-(
As a learner, there's always a qualified driver in the car with him, so some level of supervision/control, hence premiums are not as high.
Once qualified, look at the "black box" (or app) insurers. Those will recognise his driving style and habits (times of day, etc) in the premium, so if he's a careful driver who's not out with a car full of mates late at night, his premium should be relatively lower. Still painfully expensive, but relatively lower.
As to what cars to get for low insurance, I got some quotes before we bought a 208 and I thought it was OK. As stated above, Fiesta's were really expensive.
I've read about some horror stories about black box insurance where the insurance has been cancelled mid policy (leaving the driver stuffed as they have to declare they had insurance voided). When I checked it didn't seem much cheaper. so I'd def. check before going down that route.
My experience (named driver on our policy) is: not as bad as I was expecting when he was learning > quite a sting when he'd passed > terrifying when it was time for our annual renewal (£90ish pm. on a 1200 Panda).
For those making changes for people home weekends etc., look at making the changes online rather than over the phone to swerve some of the admin fee.
But as it happens just had my renewal notice today - No claim, no changes etc - Not looked around yet - Fully covered with protected full claims etc - Was £640 now £1015
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
This includes a black box which is an amazing bit of kit as it really does help them learn to drive in the correct way.
I know a broker very well and he told me an insurer got taken out of the market, I think through a purchase so the premiums went through the roof and so our £1200 could easily become much more than that next time around. He did say though that the sale may well have gone through by June and so the market may well have stabilised and addressed itself.
When we first looked My First UK was by far the best and was the one our instructor advised all his clients to use.
i can’t recall what the premium was pre passing, but we used them before the test also and have been impressed with the service as well as the premiums.
Some moan about the insurer being harsh with regards to the black box, but if you stick to the limits there isn’t an issue, it’s only when you don’t that they don’t want you on their books
You can buy mileage chunks and top ups e.g. 500 miles = @£500
Even those with telematics who state they will insure him allow him to go through the motions and then when it comes to payment he's presented with a message that states they can't help him!
Others want between £7k and £21k + per year to cover him.
Not sure where we go from here.
He's been offered a job but can't get there without a car.
The only thing I can think to do is mothball my car, insure his and add him as a named driver, although that's not doing him any favours and means I'm taking a risk too.
It's a scam and a racket, I tell ya!
There is no 'H' in Aych, you know that don't you? ~ Wife
Turns out there is an H in Haych! ~ Sporky
Bit of trading feedback here.