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That might be true but an increasing number of people seem to think it's acceptable as moving on second hand items becomes more common.
On the other side, I've returned three items purchased secondhand in the past year. Twice because the sellers had manipulated the images so that what arrived looked nothing like the pictures and once because the seller misrepresented the item in the text description (he was especially outraged that I dared to return when it clearly stated 'no returns' and acted like a dick throughout the whole process).
Anyways update - @Dodlemcno has purchased the pedal which will hopefully be sent to him later on today. If I knew how to do one of those feedback threads I would get him started with one but all this nonsense aside he has been easy to deal with and paid staright away.
@Dodlemcno stick around this place pal, with your sense of humour I think you'll fit right in!
Essentially they're a third party (they have to be FCA regulated, so it's not some scam), where the seller/buyer agree a contract (templates are provided), the buyer then sends the money to the third party, the third party tells the seller they have the money, the seller then ships the item, and once the buyer has received the item and acknowledged the terms of the contract have been met, the third party releases the funds to the seller.
Any issues with the sale, and the third party keeps the funds until a mutual agreement to resolve the issue(s) is made and agreed to by both parties.
Plus in the case of Transpact, it's often cheaper than using paypal.
I will say there are a couple hoops you need to jump through regarding security checks the first time you receive money though, but nothing too onerous. IIRC it took an extra day to receive my money, as they done an initial few pence transfer into my account first with a security code to verify the money would be going to the correct account. But once that was done, the money was transferred quickly.
Always up for another place to talk about all the stuff I have, and wish I had!