Buyer wants to pay ‘by card’??

Winny_Pooh

Fishboy7 said:

Hmmm, If it looks like a Casio calculator, Abort

skullfunkerry

RaymondLin said:

I took my laptop to Jesse Hoff’s house and settled the balance online before leaving with a J20.

does he mean by that? So he can pay you online with the Pin Entry reader?

That seems like a lot of trouble for a bottle of fruity water 

MattBanshee

prowla said:

To make an online payment from my bank I have to put my debit card into a little card reader and go through a dance of entering numbers and stuff to confirm the transaction.

This. Sounds like someone who doesn't do this thing very often has got themselves a little confused.

The issue with electronic bank transfers is that they take a short while to show up. It would be quicker to perhaps invite him to attend the local branch of his bank with you, make the transfer at the counter and obtain a receipt, and then hand over the goods if you're satisfied.

CeeJay

MattBanshee said:

prowla said:

To make an online payment from my bank I have to put my debit card into a little card reader and go through a dance of entering numbers and stuff to confirm the transaction.

This. Sounds like someone who doesn't do this thing very often has got themselves a little confused.

The issue with electronic bank transfers is that they take a short while to show up. It would be quicker to perhaps invite him to attend the local branch of his bank with you, make the transfer at the counter and obtain a receipt, and then hand over the goods if you're satisfied.

Or whilst in the bank, draw the cash out and pay for the dang thing. Can't beat the Queens shilling.

rlw

Might I suggest that he wants to see the goods before committing and, if satisfied, he will then make an online payment using the card reader to generate the code to confirm the payment.
Pretty basic stuff to my mind.

rlw

A Faster Payment ought to show at your bank within minutes so don’t let him go until it does.

sawyer

Cash all the way for me. Buying and selling private.

TimmyO

skullfunkerry said:

RaymondLin said:

I took my laptop to Jesse Hoff’s house and settled the balance online before leaving with a J20.

does he mean by that? So he can pay you online with the Pin Entry reader?

That seems like a lot of trouble for a bottle of fruity water 

Haha

Jalapeno

Nat West and affiliate banks use little card readers to verify internet transactions - they are Casio sized.  It's a slight pain, but mobile banking with PIN & text magic numbers has a £500 limit ISTR.

Wait to see money in your account.

Whitecat

rlw said:

A Faster Payment ought to show at your bank within minutes so don’t let him go until it does.

Ought to, yeah, but doesn’t always... I had a guy wait at my house for over an hour once when one he did just refused to show up. So just be prepared for that possibility, however remote...

JerkMoans

Whitecat said:

rlw said:

A Faster Payment ought to show at your bank within minutes so don’t let him go until it does.

Ought to, yeah, but doesn’t always... I had a guy wait at my house for over an hour once when one he did just refused to show up. So just be prepared for that possibility, however remote...

Get a couple of parlour games ready, pass what could otherwise be a slightly awkward time.

Jono111

There will be a confirmation that the transfer has succeeded with the to and from account numbers displayed on his phone. I don't think these transaction types are reversible.

Kittyfrisk

JerkMoans said:

Whitecat said:

rlw said:

A Faster Payment ought to show at your bank within minutes so don’t let him go until it does.

Ought to, yeah, but doesn’t always... I had a guy wait at my house for over an hour once when one he did just refused to show up. So just be prepared for that possibility, however remote...

Get a couple of parlour games ready, pass what could otherwise be a slightly awkward time.

Wouldn't that involve putting down the gun?

axisus

No way would I go for that! 

Cols

I guess you’re selling an expensive piece of kit where it would be risky to carry or receive large sacks of cash.  

In this case, bank transfer is the safest option.  Quite a lot of accounts need online transfer to be authorised by the person sending using a card reader which gives a one-time code.

Possibly best to ask the seller what they’re talking about.

JerkMoans

Kittyfrisk said:

JerkMoans said:

Get a couple of parlour games ready, pass what could otherwise be a slightly awkward time.

Wouldn't that involve putting down the gun?

‘Armed Twister’

SunDevil

Cols said:

I guess you’re selling an expensive piece of kit where it would be risky to carry or receive large sacks of cash.  

In this case, bank transfer is the safest option.  Quite a lot of accounts need online transfer to be authorised by the person sending using a card reader which gives a one-time code.

Possibly best to ask the seller what they’re talking about.

 £230 

midlifecrisis

what i take from this is that no one is exactly sure what he's talking about. maybe clarification with him what he means. Just seeing we are talking about £230? id ask for cash only, i could understand someone not walking around with £5000 cash but 230 ?

JerkMoans

SunDevil said:

Cols said:

I guess you’re selling an expensive piece of kit where it would be risky to carry or receive large sacks of cash.  

In this case, bank transfer is the safest option.  Quite a lot of accounts need online transfer to be authorised by the person sending using a card reader which gives a one-time code.

Possibly best to ask the seller what they’re talking about.

 £230 

What?! I’d anticipated something costing £2,500...

CMW335

Perfectly normal if its a card reader for verifying online payments. I have one from RBS and need it to make payments online to any new payees.